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Read Smith’s COVID-19 guidelines for the spring 2022 semester.

Benefits

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Benefits are an important investment for Smith College. We’re proud of these offerings and know that, together with the continued dedication and support of our outstanding faculty and staff, they form the basis of what makes Smith College a great place to work.

About Smith’s Benefits Program

Smith College provides a competitive and flexible benefits program so that you can make the best choices for your needs and budget. We routinely evaluate the market to remain competitive. For 2022, several exciting changes were made including:

  • adding a new PPO plan with out-of-area coverage
  • expanding coverage of gender-affirming benefits
  • adding a $150 reimbursement for participating in a qualified fitness program or buying qualified fitness equipment, and $150 for a qualified weight-loss program
  • adopting a new Mind & Body $100/year reimbursement for qualifying massage therapy, hypnosis, acupuncture, meditation, tai chi programs and more
  • offering a new diabetes support program through OptumRx & pet health insurance through Nationwide
  • holding health and dental rates the same for the third year in a row!

For complete information on a particular benefit plan offered at Smith, please check out the details below.

Disclaimer

The benefits summarized here are not conditions of employment. Smith College, in its sole discretion, reserves the right to amend, modify or terminate any plan or provision at any time. (Smith College has the sole and absolute authority to interpret the terms of these plans, determine benefit eligibility and resolve any and all ambiguities or inconsistencies in the plans.)

Benefits Overview

Smith offers a variety of benefits designed to support the wellbeing of employees and their family. Benefits generally begin on the first day of the month following your start date.

Deduction Tier Structure

Who you enroll in each plan will determine your deduction tier for health, dental and vision coverages:

  • Employee
  • Employee plus Spouse
  • Employee plus Child(ren)
  • Family—Employee, Spouse, plus Child(ren)

Please note the deduction differences between tiers and what defines them. If you see any inconsistencies between your tier and your listed dependent(s), please contact HR.

Helpful Tools

When your other onboarding tasks are complete, you will receive your new hire benefits enrollment task in your Workday inbox. When you’re ready, click on the enrollment task and follow the prompts. Remember, you must enroll within 30 days after your first day of work.

Once you’ve decided which benefit plans you want to enroll in, you should:

  • update your home address in Workday, if needed
  • collect social security numbers, dates of birth, and primary care doctors’ names and addresses for dependents you will cover under your benefits

Job aids for completing benefit-related tasks, including new employee benefits onboarding, changing benefits for qualifying events and changing your voluntary retirement contributions can be found on the Workday Help site.

Please Note: Workday enrollment data is sent to vendors once a week. It can take two+ weeks for your member cards to arrive in the mail.  If you need to obtain your member ID information or follow-up on receipt of your cards, please call the appropriate customer service number below or visit their website listed.

Benefits Customer Service Numbers

Each year there is an open enrollment period during which you have the opportunity to change or update your benefits. Be sure to check the regular news and policy updates from HR.


Non-Benefits Eligible Employees

For those employees who are not benefits-eligible, you’ll find health insurance options through the Commonwealth Health Connector by calling 1-877-MA-ENROLL (1-877-623-6765) or by visiting mahealthconnector.org.


Beneficiaries

You are encouraged to designate beneficiaries for all accounts with a potential monetary benefit (e.g. life insurance, retirement accounts, health savings accounts). Beneficiaries for life insurance are designated and maintained in Workday. For the retirement plan, you may call Voya Financial at 1-800-584-6001 once your Voya account has been established. HealthEquity will record your beneficiary designation for your Health Savings Account (HSA).


Plan Names and Group Numbers

Smith College Plan Name

BCBS Product Name

Prefix

BCBS Group#

HMO

Network Blue New England Active

MTN

004068736

HMO Value

Network Blue New England Deductible Active

MTN

004068739

POS

Blue Choice New England Plan 2 Active

MTP

004068742

HDHP

Blue Care Elect Saver with Coinsurance Active

XXP

002373452

PPO 

Blue Care Elect Preferred

XXP

002375053

 


Your Health Plan Options

HMO Plan

The HMO plan covers in-network services only. There is no annual deductible.

Referrals from your PCP are required for services such as hospital services and surgery as well as office visits to specialists.

To find a PCP/provider, please visit the Blue Cross Blue Shield website.

You can find more information about this plan in the Summary of Benefits.

NOTICE: Each of our plans cover out-of-network medical emergencies. If you are hospitalized, you, or someone on your behalf (family, attending physician, etc.), must call your PCP within 48 hours. If covered under the HMO plan, any follow-up care must be done in-network in order to receive coverage.

Plan Documents

FIND A DOCTOR

 

Use the zip code of your provider(s), then enter the code MTN to continue.

Value HMO Plan

This plan has an annual deductible of $500 per person, embedded, and $1,000 for plans covering two or more on diagnostic services (tests) and procedures.  

Hospital services and surgery, outpatient co-pay, inpatient co-pay, physical/occupational therapy, and mental health/substance abuse inpatient care are subject to the deductible, but are covered in full after the deductible is met.

Referrals from your PCP are required for services such as hospital services and surgery as well as office visits to specialists.

To find a PCP/provider, please visit the BCBS website.

You can find more information about this plan in the Summary of Benefits.

NOTICE: Each of our plans cover out-of-network medical emergencies. If you are hospitalized, you, or someone on your behalf (family, attending physician, etc.), must call your PCP within 48 hours. If covered under the Value HMO, any follow-up care must be done in-network in order to receive coverage.

Plan Documents

FIND A DOCTOR

 

Use the zip code of your provider(s), then enter the code MTN to continue.

Point of Service (POS) Plan

The POS plan offers both in-network and out-of-network services. You do not need a referral from your PCP in order to receive out-of-network services. Anything out-of-network typically results in higher out-of-pocket costs.

There is no in-network annual deductible. However, the out-of-network annual deductible is $400 per person, embedded, and $800 for plans covering two or more.After the deductible is met, you pay 20% for out-of-network services.

You can find more information about this plan in the Summary of Benefits.

At the point of electing any medical service, you decide whether or not to use in-network or out-of-network services. If you go in-network you need to get a Primary Care Physician referral. With a referral, services are typically covered in full after you pay a co-payment. Without a referral, the services will be considered out-of-network and you will pay initial charges (a “deductible”) and then a percentage of the following charges (“coinsurance”) before the plan begins paying fully. You and your providers must fill out claim forms. The option to bypass the referral is thus more expensive, but does provide you with freedom of choice.

Plan Documents

FIND A DOCTOR

 

Use the zip code of your provider(s), then enter the code MTP to continue.

High Deducticle Health Plan with Health Savings Account

​The HDHP with HSA offers both in-network and out-of-network services. If you go in-network you need to get a Primary Care Physician referral. Without a referral, the services will be considered out-of-network.  Out-of-network services have a higher out-of-pocket cost than in-network.

For in-network care, the annual deductible is $1,500 per person, and $3,000 for plans covering two or more. For out-of-network, the deductible is $3,000 and $6,000 respectively. Prior approval is required for certain out-of-network benefits. These deductibles are not "embedded." Any one family member can be responsible for the entire deductible or out-of-pocket maximum.

For in-network care, the annual out-of-pocket maximum is $3,000 for individual plans, and $6,000 for plans covering two or more. For out-of-network, the out-of-pocket maximum is $6,000 and $12,000, respectively. 

NOTICE: Each of our plans cover out-of-network medical emergencies. If you are hospitalized, you, or someone on your behalf (family, attending physician, etc.), must call BCBSMA within 48 hours. 

Plan Documents

HealthEquity - Health Savings Account

Smith College contributes $500 for an individual plan or $1,000 for plans covering two or more to a Health Savings Account (HSA) in your name. Note for new hires who join Smith on or after July 1, these amounts are prorated to $250 for an individual plan or $500 if covering two or more.

New members or members with expired cards will receive new cards in the mail.

NOTICE: Anyone enrolled in a HSA cannot enroll in a healthcare flexible spending account (FSA). This includes being claimed as a dependent on your spouse's FSA. However, you can elect the Dependent Care FSA.

Additional Information

The maximum contribution for 2022 is $3,650 per individual and $7,300 for plans covering two or more. For age 55+, you can contribute an additional $1,000. The maximum includes the Smith contribution to your HSA.

With a PPO, you aren’t required to choose a PCP. You don't need a referral to see specialists. You can visit in-network and out-of-network providers, but you’ll pay lower out-of-pocket costs for care.

You can find more information about this plan in the Schedule of Benefits.

Plan Documents

FIND A DOCTOR

Use the zip code of your provider(s), then enter the code MTN to continue.


Prescription Coverage

OptumRx offers a variety of pharmacy and prescription services.  If you have any questions, please log onto OptumRx.com or call 1-888-374-8127.

PDF icon HRUpdate - OptumRx

Prescription Deductible

Smith College’s health plan includes an annual prescription deductible. This deductible only applies to Tier 2 and Tier 3 prescriptions, preferred brand name and non-preferred brand name respectively.

Generic prescriptions are only subject to the copay and are a less expensive alternative to brand name drugs.

The prescription deductible is $100 per person, embedded, and $200 for plans of two or more. If the deductible applies to you, you would pay $100 and the copay for your prescription for the first month. Once the deductible is met, you will pay the copay for the following months until the end of the year.

Online Account

Once you receive your  Blue Cross Blue Shield ID card, please create an account at OptumRx.com to see  your deductible and copays, or download the OptumRx app. There, you can set up mail order prescriptions, and compare generic and brand name drugs.

NOTICE: If you view a drug cost list without logging in, it will show you the regular market price of the medication without your insurance coverage.

HOME DELIVERY

Prescriptions through OptumRx can be picked up at your pharmacy or delivered through mail order. To receive your prescription through mail order, please visit OptumRx.com or talk to your doctor.

HASSLE-FREE FILL

You have the option to set up a recurring, automatic refill for any eligible home delivery medication. Using the OptumRx website, you can adjust the refill date or cancel a refill at any time.

SPECIALTY PHARMACY

Optum Specialty Pharmacy is the specialty pharmacy for OptumRx, and is included as a benefit. Optum Specialty Pharmacy provides specialty medications and some clinical support for complex conditions, including cancer, arthritis, etc.

In addition to this coverage, OptumRX provides a service to members called PillarRX. If applicable, members of PillarRX will reach out to you regarding enrollment information and you could potentially have a lower copay on your specialty prescriptions.  

To contact Optum Specialty Pharmacy, call 1-855-427-4682 or visit Optum Specialty Pharmacy.

Contact OptumRx

Customer Service and Home Delivery: 1-888-374-8127

TTY: 711

Website Issues & Password Resets: 1-800-788-4863


Additional Health & Welfare Benefits

Flexible Spending Accounts

Smith College will continue offering the healthcare and Dependent Care Flexible Spending Accounts (FSAs) to employees for 2022 through Voya Financial (formerly known as Benefit Strategies).

The money you elect to set aside is taken from your paycheck before taxes in equal increments throughout the calendar year. IRS regulations state that any unused funds remaining in the accounts at year-end must be forfeited, and the changes or terminations of contributions during the plan year can only be made under specific conditions.

Healthcare FSA

This account allows you to set aside up to $2,850 per year on a pretax basis to pay for out-of-pocket health, dental or vision care costs.

Dependent Care FSA

To help with the high cost of day care, this account allows you to set aside up to $5,000—or $2,500 if you are married and filing separately—of your pretax earnings to pay for qualified dependent care expenses.

Contact Information

Benefit Strategies Customer Service Center: 888-401-FLEX (3539)
Online Portal:  Voya Financial (Benefits Strategies) Login

Additional Information

Delta Dental

Delta Dental of Massachusetts is Smith College's current dental insurance provider.

High Plan

The “High Plan” has a maximum benefit of $2,000 per family member per calendar year, includes 50 percent coverage for orthodontics (up to a lifetime maximum of $1,500) and 50 percent coverage for major restorative work.

Value Plan

The “Value Plan” includes a deductible of $50 per individual, embedded, and /$100 for plans with two or more, which is waived for diagnostic and preventative categories. The calendar year maximum benefit is $1,000 per person. New dentures, bridges, implants and crowns are NOT covered. See coverage summaries for details.

Contact Information

Delta Dental Customer Service Center: 800-872-0500

Online Portal: www.deltamass.com

Additional Information

EyeMed is our vision insurance provider. 

Visit in-network providers for an annual exam (with dilation as necessary) at no cost, as well as allowances and discounts on eyewear. Download the EyeMed app to track claims, find a provider and save your vision prescription.

At times in our lives, we all have personal concerns that are too difficult to deal with ourselves.

The program, offered through ComPsych, is a confidential and voluntary counseling referral service provided free of charge to employees and members of their family household.

EMOTIONAL WELL-BEING

ComPsych offers twelve sessions, per issue, per contract year (November 1 to October 31).* The EAP can help with a variety of issues including: anxiety, grief, communication problems, drinking or drug use, domestic violence, marital/family concerns, mood swings, depression, parenting, stress (at work or home, or financial), work issues, suicidal thoughts and more.

*If you think you may need more than twelve sessions with a counselor and you have Blue Cross, you may want to ask ComPsych if they can help you set up an appointment with a counselor who is also a Blue Cross provider.

For more information about the Blue Cross Blue Shield Mental Health Benefit, call 800-444-2426. 

LEGAL CONSULTATION & REFERRALS

Call to be connected to a free, 30-minute consultation with an advice attorney for most legal matters. Should your matter be more complex, you will be referred to an attorney at a 25% discount.

FINANCIAL CONSULTATION & REFERRALS

Financial professionals are available to provide free telephonic consultation on most financial issues.

FAMILY & CAREGIVING RESOURCES & REFERRALS

Specialists can provide in-depth consultation, resources and referrals on concerns such as childcare, eldercare, pet care, special needs programs and more.

Contact

To utilize this benefit, call ComPsych, at 855-784-2056, identify yourself as a Smith College employee or dependent, and the staff will help you set up an appointment with a licensed counselor near your home or workplace.

You can call anytime, 24 hours a day, even on weekends and holidays. Or visit guidanceresources.com, and use the Web ID SmithEAP.

Health Care Expense Subsidy

All employees enrolled in a Smith College health insurance plan covering two or more members are eligible to apply for the Health Care Expense Subsidy program. Potentially eligible employees will receive an email from HRBenefits@smith.edu stating that applications are open and the deadline for receiving the full amount of the subsidy. If eligible for the additional payroll amount, the funds will be distributed from April to December of the given calendar year.

Employees can submit an application through Workday. Applications typically open up mid-March of a given year.

Applications will remain open after the deadline, though the additional payroll amount will not account for retroactive payments.

Smith College provides Basic Life Insurance, Basic AD&D Insurance, and Long-Term Disability Insurance with no cost to employees.  

Basic Life Insurance coverage is equal to your annual salary rounded to the next highest $1,000.  You have the option to purchase additional supplemental coverage equal to one, two, three, four or five times your annual salary.  You also have the option to purchase supplemental life insurance for a spouse, and/or a child(ren).  Please see the rate sheet below.

Important note: Certain life insurance elections and/or changes require you to submit evidence of insurability (EOI) to Lincoln Financial Group in order for your coverage to be approved. While Workday will often trigger an EOI task after you submit a life insurance coverage request, you can access and submit your Evidence of Insurability directly via Lincoln’s secure website at http://www.mylincolnportal.com/. First time users should register using company code Smith-EE.  

Lincoln Financial may reach out to you for more information and with your application status.  If approved, your coverage and premiums will be updated in Workday.

Pet insurance helps defray the cost of some veterinarian bills by covering eligible vet expenses from common illnesses to serious or chronic conditions. You can use any veterinarian, there is no network or pre-approval required. There is a $250 deductible and you can choose between a 50% and 70% reimbursement for claims. The plan covers not only cats and dogs, but also birds and exotic pets.

Enroll in the pet insurance benefit at any time.

     1. Go directly to the Nationwide dedicated URL for Smith pet insurance.

     2. Call 877-738-7874 and mention that you are a Smith College employee to receive preferred pricing.

Retirement Plan Eligibility

All employees are welcome to make voluntary contributions to the retirement plan. Employees may start, change, or stop their contributions through their Workday account at any time. 

To be eligible for employer retirement contributions paid by Smith College, an employee must:

  • Be 26 or older
  • Have a year of service with Smith College
  • Have 910 hours worked in their anniversary year or a subsequent calendar year

Employees who worked at another college or university within 90 days of their date of hire at Smith College may be eligible to receive employer contributions earlier. To qualify, a “Retirement Eligibility Verification” form, completed by the previous institution, is required. 

If you are interested in rolling over money from another retirement plan, please contact Oxander Caballero, account consolidation representative at Voya Financial by phone at 612-217-9694 or email him at oxander.caballero@voya.com. You will need to have a Voya account set up in order to arrange for a rollover. The easiest way to have your account set up at Voya is to start a voluntary contribution.

Overview

The decision to retire should be made after several years of careful thought and planning. Financial considerations are a major factor in this decision, and the retirement plan's options may help you to meet your goals.

The college’s retirement plan provides a significant contribution to income replacement for employees upon retirement. The plan is fully funded by the college, and you are not required to make any matching contribution.

The college contributes 9 percent of your eligible earnings up to an integration level, and 13.3 percent of your earnings above the integration level, to your retirement account. The college's contributions to your retirement account are fully vested beginning with the first contribution.

The integration level is established each year. It is $71,514 for 2023.

All employees are welcome to make voluntary contributions to the retirement plan. Participation is optional and there is no waiting period.

Employees may start, change or stop their voluntary contributions through Workday.

The IRS limits the money individuals are allowed to contribute in any particular tax year, for 2022, the limit is $20,500 for those age 49 and younger, and $27,000 (including the $6,500 catch-up provision) for those turning age 50 this year or older.

SMITH COLLEGE STUDENTS EMPLOYED IN THE SUMMER

Smith College students who work at Smith in the summer are eligible to contribute a percentage of their summer earnings to the Smith College Defined Contribution Retirement Plan. If a student does not wish to contribute, they must waive the Voluntary Pre-Tax and Roth After-Tax elections in Workday.

PLAN INFORMATION AND TOOLS AVAILABLE ONLINE

Visit smithcollege.beready2retire.com for convenient access to a variety of information including an overview of the plan, frequently asked questions, and investment-related information. You may also schedule an appointment to meet with your local Voya Representative, Mary Ellen Gordon.

Within My Learning Center, there are planning tools and calculators, including My Retirement Overview®. This tool may help you identify any potential future shortfalls in your retirement savings and give you a better understanding of what's needed to meet your retirement income objectives. Are you ahead, or do you have some catching up to do? It’s an easy and quick way to check where you stand.

The Seminar Library provides online educational seminars covering a variety of financial education topics that you may view at your own pace whenever and wherever it is convenient for you.

REQUESTING A RETIREMENT PLAN TRANSACTION

To request rollovers out of the plan, withdrawals, or other transactions, simply contact the retirement services provider (Voya, TIAA-CREF, Fidelity, etc.) directly.

Smith College transaction approvals are now handled online; there is no need to bring your paperwork to the college for a signature.

Loans are limited and are only available through Voya. To apply for a loan, contact Voya directly.

Family-Related Leaves

Childbearing and other family-related issues can present significant challenges to employees. Balancing work and other college commitments while coping with a new baby or a family emergency can be stressful. Smith works hard to achieve an environment that is supportive of family needs by offering family leave, paternal leave, adoption leave and flexible work schedules.

See the Employee Handbook for terms and eligibility.

Flexible Work Arrangements

Wherever possible Smith strives to be flexible to help employees achieve a balance between work and home responsibilities. Managers will carefully consider requests for arrangements such as flextime, job sharing and part-time employment.

See the Employee Handbook for terms and eligibility.


Tuition Assistance Programs

Smith’s commitment to academic achievement and lifelong learning is what we are all about. In support of this commitment, we make a significant investment in providing employees with rich opportunities for professional growth and development. Tuition assistance is available to eligible employees, their spouse, and their children.

SMITH COLLEGE EMPLOYEES
SPOUSES OF ELIGIBLE SMITH COLLEGE EMPLOYEES
COLLEGE-AGE CHILDREN
SCHOOL-AGE CHILDREN
INFANTS & PRESCHOOL CHILDREN

Other Benefits

Auto & Home Insurance Discounts

Local insurance agencies offering insurance discounts to Smith College employees:

Care at Work and Smith College wordmark logos presented together

We have continued to look for ways to support our employees during this very trying time. Our childcare grants and pandemic leave are a few of the programs we introduced. In an effort to provide additional resources and support, we are pleased to announce a new benefit for all Smith employees.

Effective February 15, 2021, we are launching the Care@Work benefit to support your efforts to find caregiver services during the pandemic. This benefit will provide you with a membership to Care.com, the largest online community for finding trusted providers for your specific needs. Care.com is a family care service that can help you find caregivers for your whole family, including your child, parents/grandparents and/or pet as well as your home. There is no limit to the number of times you can access the services.

Smith College will cover the monthly membership costs from February 15, 2022 to February 14, 2023.


Here is more information about the Care@Work benefit and ways you can take advantage of it:

Who is eligible for the Care@Work benefit?
  • All benefit-eligible employees of Smith College are eligible.
What does the Care.com Membership include?
  • You get unlimited access to the world’s largest network of caregivers. There, you can explore detailed caregiver profiles in your area, post a job for caregivers to apply to, access the Care.com Safety Center and background check options, send real-time payments to caregivers, and even learn about household payroll and tax assistance.
Is there a cost to use the Care.com benefit?
  • There is no cost to find care providers on the self-service site. Once you hire them, the cost of care should be discussed with your caregiver.
How do I sign up for the Care.com benefit?
  • To activate your benefit, go to smithcollege.care.com and select “Let’s Get Started” or call 855-781-1303 or email careteam@care.com for assistance.
  • You must enter your college email address to validate your employment. Care.com will send a verification email to your work email address.
  • Once enrolled, you can then access the benefit by downloading the Care.com app.
Is there a limit to the number of times I can use the Care.com benefit?
  • There is no limit to the number of times you can use the self-service website.
What will occur if I have a current Care.com account outside of Smith College?
  • Visit smithcollege.care.com
  • Click "Let’s Get Started"
  • When asked if you are new to Care.com? Click “No”
  • The prompts will ask you to enter in your credentials for your current account and for your College email to validate you as an employee.
  • Need help?  Dial our member care team at 855-781-1303 or email careteam@care.com
How do I learn more about the Care.com benefit?

You can learn more about the Care.com benefit by visiting our customized website: smithcollege.care.com

Who do I contact if I have questions about Care.com?

If you have questions about this benefit, please contact Care.com at 855-781-1303 or careteam@care.com.


Additional Information

PDF icon Care@Work Membership Information

PDF icon Distance Learning Supported by Care.com

Video Resources

Employee Discount Program

Smith partners with several vendors in the Northampton area to provide an Employee Discount Program. All discounts offered are individual by the respective vendors.

These discounts vary widely from vendor to vendor. Often the discount does not apply to all store items. Call ahead or ask whether the discount applies before making your purchase.

Smith College recognizes that faculty and staff commuting to campus as the sole occupants of vehicles has an impact to the environment and imposes stress to availability of campus parking.

This policy:

  • Has been developed to complement a series of transportation demand management policies including parking opt-out, free passage on five college buses during the academic year, parking pass fees, free ride home and availability of two ride-sharing services all designed to work in concert to reduce the number of commuter trips by individuals in vehicles.
  • Creates a more equitable transit subsidy system where employees who live in areas not served by Five College bus routes (those routes that are subsidized through Five Colleges, Inc. – PVTA routes B38, B39, M40 and B43) are eligible for reduced fares on other routes.
  • Supports compliance with Massachusetts Rideshare regulations (310 CMR 7.16) (a state-wide air quality regulation and is part of the Commonwealth's plan to reduce air pollution and to achieve and maintain health-based federal quality standards).
  • Satisfies Smith’s commitment to the "Provision of Public Transportation," one of the "tangible actions" included within the American College and University Presidents' Climate Commitment. This action is defined as follows: Encourage use of and provide access to public transportation for all faculty, staff, students and visitors to your institution.

The subsidy is valid only for employees who do not live in the area served by the Five College bus routes (those routes that are subsidized through Five Colleges Inc. – PVTA routes B38, B39, M40 and B43) which already offer free passage during the academic year.

Maximum IRS reimbursement limit is $255 per month. Reimbursement is not subject to income taxes per IRS Publication 15-B.

To receive reimbursement for a monthly or weekly transit pass, employees must fill out and submit a Transit Pass Reimbursement Form and provide proof of purchase (receipt) to Human Resources.

Smith offers a variety of time-off programs to support employees, including vacation, sick, holidays, leaves and even time off to volunteer. For more information please visit the leave plans section of the Employee Handbook.

Smith College offers identity theft protection. This is available to all employees, regardless of benefits eligibility status, and is completely voluntary. You can opt in and out of the plan at any time during the year.

The family plan will cover any individuals in your household even if they are not a dependent on your insurance. For example, if you have a parent physically living in your household who is financially dependent on you, they are eligible for identity theft protection through your Allstate Identity Protection Family Plan.

The Emerson-Lewis Fund was established in 1921 by the Smith Class of 1901 in memory of two classmates. Income from the Fund, which is administered by a committee, is used to assist employees of the college community in times of emergency when a gift of money would come in useful. While the funds at its disposal are limited, the committee hopes that they will not only provide financial assistance, but will also convey the support of a caring community.

Written applications to the Fund may be made either by an individual or by the individual's supervisor. Applications should be addressed to Elena Palladino, Board of Trustees Office, College Hall 207. They should explain the circumstances of the emergency, request a specific sum, and be accompanied by proof of expenditures.

Get Fit Smith

Get Fit Smith classes are open to the entire Smith community on a drop-in, first-come basis. With fun and relaxation in mind, workshops include yoga, Pilates, awesome abs, strength and conditioning training, personal training and aerobics.

Exercise & Sport Studies Courses

Employees are eligible for employee tuition assistance when they enroll in courses offered through the Exercise & Sport Studies Program. Courses include yoga, fencing, golf, swimming, diving, aqua-aerobics, tennis, badminton, kick boxing, kayaking, canoeing and more. To find course listings, go to the Smith College Course Catalog.

For information on the tuition benefit policy, see the Employee Handbook.

As a Smith College employee, you and your family may become members of the UMass Five College Federal Credit Union. The credit union offers many services and programs to assist members with college tuition costs:

PDF icon Paying for College