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Benefit Programs

Section 402

For information on Health & Welfare programs please see the College's Health and Welfare Summary Plan Descriptions (SPD).

This summary provides information on:

  • Eligibility
  • Dependent Eligibility
  • Enrollment
  • Changing Coverage
  • When Coverage Ends
  • Health Care Program
  • Dental Care Plan
  • Life and Accident Plans
  • Long-Term Disability
  • Health Care and Dependent Care Spending Accounts
  • Employee Assistance Plan
  • Tuition Assistant Program
  • Coverage During Leave of Absence
  • Continuing Coverage Under Cobra
  • Claims and Appeal Process
  • Your Rights Under ERISA

If you have any additional questions about the above benefit programs at Smith College, please call the Office of Human Resources at 413-585-2270.

Low-Income Subsidy for Health Care

A college-paid subsidy of from $571 to $2,286 per year is available to help offset the cost of family health insurance. You may be eligible for the subsidy if your family income is less than $61,800 and you file a joint or head-of-household tax return. If you think you may qualify, please call the Office of Human Resources for further details.

Low-Income Subsidy for Dependent Care

A college-paid subsidy of from $571 to $2,286 per year is available to help offset the cost of dependent care. You may be eligible for the subsidy if your family income is less than $61,800, you file a joint or head-of-household tax return, and you have a dependent care flexible spending account of $100 or more. The family income limit is increased periodically to reflect inflation. If you are employed in a regular position of half-time or more, you are eligible to apply for the dependent care subsidy. Staff who hold limited-term positions which exceed three years may also apply for this subsidy.