Skip Navigation

Smith College Loans

Undergraduate international and undocumented students who are receiving need-based aid from Smith, may be eligible to borrow an institutional loan to help with educational expenses. Please email to discuss your specific situation.

Borrowing Level

The maximum borrowing level will be based on your year in school: First Year $3,500; Sophomore $4,500; Junior $5,500; Senior $5,500 and may be limited depending on your level of need-based aid.


This Smith College Loan has a fixed interest rate of 6% and does not accrue interest while you are enrolled at Smith College. Repayment begins six months after you leave Smith or graduate.