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Financing Options

Financing options for international students include direct payments, the monthly payment plan and private student loans. You may also combine these options into a personalized financing solution that works for your family.  

Touchnet Monthly Payment Plan

Smith College offers a four-month semester payment plan with optional down payment at time of signup. The plan is available by semester only; tuition, fees and any applicable aid are applied per semester. A student can only have one payment plan per semester.

Private Student Loans

Private student loans are nonfederal educational loans in the student's name, offered through private lenders. In general, all private student loans require a qualified U.S. co-signer. We highly recommend that you speak with a financial aid counselor before taking out a private student loan.

Comprehensive List of Private Vendors

Smith College does not maintain a recommended lender list. However, we do provide a comprehensive list of lenders that Smith students have used over the past three years.

Smith College has not reviewed the terms and conditions of the loans offered by these lenders and does not endorse any of them.

Please go to ELM Select to review the comprehensive list of lenders and the terms and conditions of their loans. Other private lenders exist that may not be on our list. You are able to choose any private lender that meets your needs.

Note that many credit unions are not listed individually but can be found under cu student (student choice) on ELM Select.

Smith College and its employees do not receive any benefits from lenders listed on this comprehensive list. We are committed to the highest standards of professional conduct. Please review our Code of Conduct for details of our practices.