2018 Open Enrollment
Open Enrollment Period for 2018 Benefits
This year’s benefits open-enrollment period will run from Wednesday, November 8, through Wednesday, November 22. “Open enrollment” refers to the official, annual period when employees can make changes to their benefit plans for the following plan year. This is the time to enroll in health, dental, or vision plans, add a dependent, switch health-plan options, or drop a plan. The open-enrollment period is also the only time when employees can opt to continue or open a health-care or dependent-care flexible spending account.
The HR Update includes news and information about 2018 benefit changes and Open Enrollment.
Health Plan Comparison Tool
Below is a Health Plan Comparison Tool to help you determine which health plan (Value HMO, HMO, or POS) may be the best option for you. This tool will estimate your total out of pocket costs (combined premiums and cost of care) for all three plans. The tool allows you to estimate your health needs for 2018 and uses average costs for different services along with Smith's actual premiums to arrive at the estimated total cost for each plan. Download the Excel tool to your computer:
Consider your health care plan choices for 2018 carefully. The Value HMO plan saves you more in premium costs than your potential deductible costs in 2018.
How to Complete Your 2018 Open Enrollment Forms
All completed forms must be returned to Human Resources no later than noon on Wednesday, November 22.
Health, Dental & Vision
- If you are not making any changes to your health, dental and vision insurance elections, or if you are continuing to waive these plans, you do not have to do anything. Your current elections will simply continue at the 2018 premium rates.
- If you are newly enrolling or making plan changes for next year, your 2018 Open Enrollment Form must be received in Human Resources by Wednesday, November 22 at noon.
Flexible Spending Accounts
If you are electing a Health Care Reimbursement and/or Dependent Care Assistance Flexible Spending Account for 2018, you will need to log into your account or register at Benefits Strategies’ website at www.benstrat.com.
Dependent Eligibility Certification
This form is required only if you are covering a spouse, ex-spouse, or children on your elected benefit plans* in 2018. This form is required on an annual basis whether or not changes are made to your benefit plans.
*Health insurance, dental insurance, vision insurance, health-care and/or dependent-care flexible spending accounts, life insurance, tuition plans, Smith College OneCard, and leave benefits.
For those employees who are not benefits-eligible, you’ll find health insurance options through the Commonwealth Health Connector by calling 1-877-MA-ENROLL (1-877-623-6765) or visiting www.mahealthconnector.org.