October 30 Newsletter (PDF)

October 23 Newsletter (PDF)

10/23 Trivia Answer: The correct answers are: Pharming, Phishing, Varming, and Smishing.

October 16 Newsletter (PDF)

10/16 Trivia Answer: The correct answer is (3) - Rate of Return, Initial Investment and Investment Period.

October 9 Newsletter (PDF)

10/9 Trivia Answer: The correct answers are Savings accounts, Money Market accounts, Certificates of Deposit.

October 2 Newsletter (PDF)

10/2 Trivia Answer: The correct answers are Adjustments, Deductions, Exclusions and Exemptions.

September 25 Newsletter (PDF)

9/25 Trivia Answer: The correct answers are Equifax, Experian, and TransUnion.

September 21 Newsletter (PDF)

9/21 Trivia Answer: The correct answer is the Second City.
The formula used to determine the Real Value or Real Income for each city, divide the Nominal Value (Salary) by the Cost of Living Index (CPI) and multiply by 100. The Real Income: for the first city ($45K Nominal Salary, CPI 115) is $39,130; for the second city ($50K Nominal Salary, CPI 125) is $40K; and for the third city ($55K Nominal Salary, CPI 140) is $39,286.

September 14 Newsletter (PDF)

9/14 Trivia Answer: Twenty "Recession Resistant" Franchises (source: Frandata as reported by BlackEnterprise, 9/2009)
AAmco, MAACO, Midas, H&R Block, Jackson Hewitt, Liberty Tax, Huntington Learning Center, Kumon Math & Reading Centers, Sylvan Learning, Church's Chicken, Dunkin' Donuts, McDonald's, Subway, Always Best Care Senior Services, Comfort Keepers, Home Helpers, Homekeepers International, ServiceMaster Clean, Servpro Industries, and Steamatic