September 17 - Basic Concepts Handout (PDF)
Measuring financial status - assets, liabilities, net worth; real value versus nominal (monetary) value; time value of money.
September 24 - Managing Debt Handout (PDF)
Basic budgeting; credit card debt; student loans.
October 1 - Understanding Taxes Handout (PDF)
Tax brackets and marginal rates; exclusions, adjustments, and deductions, pre- and after-tax dollars.
October 8 - Financial Aspects of Home Ownership Handout (PDF)
Mortgage basics; tax advantages and issues; home ownership as a form of saving and investment.
October 15 - Saving for Retirement
"A Little Now, A Lot Later" Handout (PDF)
The magic of compound interest and exponential growth; time aspects of saving plans; taxes and retirement.
October 22 - Risk and Financial Security Handout (PDF)
Fundamentals of insurance - liability, disability, life and casualty.
October 29 - What To Do With Those Savings: Fundamentals of Investing Handout (PDF)
Stocks, bonds, mutual funds; risk and return; relevant tax issues.
November 5 - Fundamentals of Investing II and Questions
Stocks, bonds, mutual funds; risk and return; relevant tax issues.
