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Private Student Loans

Private student loans are nonfederal educational loans in the student's name, offered through private lenders. Smith College recommends that students first explore all federal loan options before considering nonfederal private loans. Please note also that we highly recommend that you speak with a financial aid counselor before taking out a private student loan. Please contact our office to make an appointment.


You are able to apply for a loan from any lender that offers private education loans. Private lenders do check your credit history to see if you qualify for a loan. In many cases a coborrower may be required to qualify for a loan and may help lower your cost of borrowing. Interest rates, fees and qualifications vary, so be sure to review the details of information provided by the lender.

Comprehensive List of Private Lenders

Smith College does not maintain a recommended lender list. However, we do provide a comprehensive list of lenders that Smith College students have used for the past three years.

Smith College has not reviewed the terms and conditions of the loans offered by these lenders and does not endorse any one of them.

Alaska Student Loan Corporation

Bank of North Dakota

Boeing Employees Credit Union

Citizens Bank

Digital Federal Credit Union

Discover Student Loans

Liberty Bay Credit Union

Maine Education Loan Authority

Massachusetts Education Financing Authority

Mass Mutual Federal Credit Union

New Jersey Higher Education Student Assistance Authority

Northwest Federal Credit Union

PNC Education Loan Center

Rhode Island Student Loan Authority

Sallie Mae

SunTrust Bank

UMass Five College Credit Union

Vermont Student Assistance Corporation

Wells Fargo Bank

Workers' Federal Credit Union

Smith College and its employees do not receive any benefits from lenders listed on this comprehensive list. We are committed to the highest standards of professional conduct. Please review our Code of Conduct for details of our practices.