Every family is unique, and we are here to help you through the application process in any way we can. Our preferred method of correspondence is email. Please send questions to email@example.com, and be sure to include the applicant's full name and Smith ID (or date of birth) with your correspondence.
All of our directors are available by appointment to discuss more in-depth issues. Please contact our office to schedule an appointment.
All students use our campus wide system BannerWeb to access account and application information. Please be sure to check on the status of your financial aid application prior to the due dates. All applicants to the College are provided with access to BannerWeb. Your Smith ID number and a six digit Personal Identification Number (PIN) are required for login. If you do not know your BannerWeb PIN or ID, or if you have any questions about access or the BannerWeb system in general, please contact the ITS User Support Center, at (413) 585-4487.
Frequently Asked Questions
What types of financial aid are available for Smith College students?
Smith College offers both need-based and merit-based aid. See Types of Financial Aid for more information.
Need-based Aid: Need-based aid packages may include grants, loans and work-study/campus employment. Loan and work, which are considered "self-help," are usually the first components of an aid package, and remaining need is met with grant aid. We process federal, state and institutional aid. Students are expected to apply for a state grant if their legal state of residence is Massachusetts, Rhode Island, Vermont, Connecticut or Pennsylvania.
Merit-based Aid: Smith offers a limited number of awards based on merit rather than need. All applicants for admission are automatically considered; there are no special application forms. Students are selected by the Office of Admission and must maintain satisfactory academic progress in order to have their scholarships renewed annually. Merit aid is only offered at the time of admission. For more information about the types of merit aid offered by Smith, visit Merit Aid.
How is need-based financial aid determined?
Our need-based aid program entails a consistent and personalized assessment of each applicant's ability to pay for college expenses. Smith meets the full documented need, as determined by college policy, of all admitted students who apply for aid by the published deadlines. For more information, please visit Determining Need.
Will the financial aid package I was offered remain the same each year?
Need-based aid eligibility is re-evaluated each year for domestic students. Merit-based aid, determined at the time of admission, may carry forward for future years. Please see Merit Aid for information on merit awards offered at Smith. Domestic students must apply annually for financial aid for the following year. If there are no major changes to income or assets from one year to the next, the calculated family contribution each year should remain relatively stable. Changes in income, family circumstances, or changes in sibling enrollment may affect the amount of aid you receive each year. In addition, the ratio between the self-help and grant portions of your award will change as you rise in class level, an we will expect you to contribute slightly more from your summer earnings after your first year.
A non-U.S. citizen will have her Expected Family Contribution remain the same each year she attends Smith. The self-help portion of the award (loan and on-campus work) will increase each year to partially offset increase in our billed costs. The Smith Grant will also be adjusted so that the total family contribution remains stable. Cost increases not covered by aid increases are the responsibility of the student and her family.
If I do not qualify for need-based aid, what are my options?
There are numerous financing options available to Smith students, including a monthly payment plan, a prepaid plan, and the Federal Parent PLUS Loan. Additionally, all students may take advantage of the Federal Student Loan Program; regardless of their financial need level. To apply for Federal student loans, applicants must submit a FAFSA, signed parent taxes and signed student taxes. Please visit Financing Options for additional options.
Graduate students apply for finanical aid during the graduate admission process.