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Financial Aid Policy

Undergraduate Students

Smith College seeks to provide educational opportunity for qualified students, knowing that many of you will require financial assistance. Our need-based aid program begins with a consistent, yet personalized, assessment of each applicant's ability to pay for college expenses. Smith meets the full documented need, as determined by college policy, of all admitted students who apply for aid by the published deadlines. Some admission decisions may include an assessment of the student's level of need. These need-sensitive evaluations affect approximately 5 percent of all applicants.

When to Apply for Aid

Students must not wait until they have been accepted to Smith to apply for aid. Any student who may need financial assistance during her tenure at Smith should apply for aid by the financial aid deadlines.

Applying for Aid After Deadlines

Traditional U.S. Applicants

Students from the United States who do not apply for financial aid by the published financial aid deadlines will be required to complete 64 credits at Smith before they are eligible to apply for institutional financial aid. This means that a student would be eligible to receive only federal, state, and outside aid for her first two years at Smith; no Smith grant aid would be available before that period.

International Students

International students who do not apply by the published deadlines prior to admission are ineligible to receive institutional financial aid from the college at any time.

Ada Comstock Scholars and Transfer Students

Ada Comstock Scholars and transfer students who do not apply for financial aid by the published financial aid deadlines will be required to complete 32 credits at Smith before they are eligible to apply for institutional financial aid. This means that a student would be eligible to receive only federal, state, and outside aid; no Smith Grant aid would be available until the credits are completed at Smith.