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Loan Forgiveness & Repayment


National Health Service Corps Loan Repayment Program - Offers fully trained, licensed clinical social workers $50,000 to repay student loans in exchange for two years serving in an approved community-based site in a high-need Health Professional Shortage Area (HPSA). Many states also have loan repayment programs (SLRPs), easily found online, such as:

Massachusetts Loan Repayment Program for Health Professionals

Public Service Loan Forgiveness - For students who pursue public service careers and have high debt, but not high income; generally available to anyone who works in a non-profit organization. See the Resources section PDFs for more information.

Equal Justice Works - Resource page for student debt relief.

Indian Health Services (IHS) Loan Repayment Program - Clinical social workers employed by the IHS are eligible to apply for the IHS Loan Repayment Program.

Army National Guard Loan Repayment Program for Clinical Social Workers - The Army National Guard is a part-time service that requires one week-end a month and 15 days of annual training each year from October to October and has a flexible training program that can fit individuals' schedules.

Mapping Your Future - Understanding loan cancellation, forgiveness, and discharge.