Benefit Programs (Section 402)
For information on Health & Welfare programs please see the College's Health and Welfare Summary Plan Descriptions (SPD). This summary provides information on:
- Dependent Eligibility
- Changing Coverage
- When Coverage Ends
- Health Care Program
- Dental Care Plan
- Life and Accident Plans
- Long-Term Disability
- Health Care and Dependent Care Spending Accounts
- Employee Assistance Plan
- Tuition Assistant Program
- Coverage During Leave of Absence
- Continuing Coverage Under Cobra
- Claims and Appeal Process
- Your Rights Under ERISA
If you have any additional questions about the above benefit programs at Smith College, please call the Office of Human Resources at extension 2270.
Low-Income Subsidy for Health Care: A college-paid subsidy of from $458 to $1,831 per year is available to help offset the cost of family health insurance. You may be eligible for the subsidy if your family income is less than $45,207 and you file a joint or head-ofhousehold tax return. If you think you may qualify, please call the Office of Human Resources for further details.
Low-Income Subsidy for Dependent Care: A college-paid subsidy of from $458 to $1,831 per year is available to help offset the cost of dependent care. You may be eligible for the subsidy if your family income is less than $45,207, you file a joint or head-ofhousehold tax return, and you have a dependent care flexible spending account of $100 or more. The family income limit is increased periodically to reflect inflation. If you are employed in a regular position of half-time or more, you are eligible to apply for the dependent care subsidy. Staff who hold limited-term positions which exceed three years may also apply for this subsidy.