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Generally, off-campus providers require a referral from a physician or nurse practitioner. Students with Smith College Health Insurance, should note the following stipulations in using their insurance:

Off-Campus Care for Medical Care (Physical): College Insurance

A referral is required for off-campus care unless Health Services is closed or you are more than 50 miles from campus. In that case, there is a $30 co-payment for office visits. Referrals are not issued for emergency room visits which are $250/visit (unless admitted to the hospital).

Off-Campus Care for Psychotherapy/Psychiatric Services: College Insurance

The Smith College health insurance plan covers psychotherapeutic and psychiatric services. We encourage you to consult with us to help you find the right therapist for your situation, since we are very familiar with the therapists in the Northampton area. Referrals are not needed for off-campus mental health care (therapists or psychiatrists) within the policy limits.