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Student loans are administered by Student Financial Services and are included in a student's financial aid award if the student has completed the necessary requirements. Loans are a form of financial aid that must be repaid with interest.
Loans that are included on the award letter are automatically accepted. You have the option of declining any portion of the loan. To decrease or decline the loan, you may e-mail st_loans@smith.edu or note your decision on your financial award letter and return it to Student Financial Services.
The amount that a student can borrow may be limited based on the standard educational budget that Smith establishes. If you believe that your expenses may be greater than the level of loans that you have been awarded, please complete a Cost of Educational Expenses Worksheet.
Please follow the links to details on each of the two types of loans most commonly awarded to students enrolled at Smith.
Federal Direct Unsubsidized Student Loans
Graduate Federal Direct PLUS Loan
For loan-related questions, please contact us at st_loans@smith.edu. |