Smith College: The Future of Smith


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I WANT TO USE THESE ASSETS

Cash

The simplest gift to Smith is a check made payable to “Smith College.” It is also easy to use a credit card via Smith’s secure Web site. Go to Online Giving to make a gift.

CDs coming due? In the current low interest rate environment, it may be advantageous to convert the cash in your low interest CDs into a higher-rate charitable gift annuity.


	The minimum gift is $10,000.

	Rates are based on the beneficiary’s age and range from 5.7% for age 60 to 11.3% for ages 90 and above.

	Rates are fixed and guaranteed, and payments continue for the beneficiary’s lifetime.

	Younger donors can fund deferred payment gift annuities that will start returning income at age 60 or older.

	Annuities based on two lives are also available, but the rates are generally lower.

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