Supplemental Sports Accident Insurance Policy Intercollegiate and Club Sports
Insurance:
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Each athlete must have primary insurance coverage. This may be through Smith College, their family's insurance or a personal policy.
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Smith College also provides intercollegiate and club sport athletes with a Sports Accident Insurance Policy. This policy allows for claims to be filed for athletes who suffer an injury while participating in a regularly scheduled, supervised activity (practice, game, training session and/or team travel). This policy is an "excess" policy providing coverage of the remaining balance of expenses not covered by the athlete's primary insurance. The sports injury policy will cover reasonable and customary expenses up to the plan maximum.
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The college also has an NCAA Lifetime Catastrophic Athletic Injury policy providing lifetime rehabilitation, and medical and dental expenses with no overall dollar limit.
Insurance Claims:
To be eligible for benefits under the Sports Injury Policy, a claim form must be filed within 90 days of the injury. These forms are available online or in the athletic training room, and the staff will assist you in completing the form. Completing and filing of claim forms is the injured athlete's responsibilty.
